Get financed today!
E.R. Truck & Equipment is a privately owned company that provides financing. We specialize in semi-trucks, vocational trucks, cranes, and construction equipment. We can finance both truck drivers and businesses. We welcome start-up owner operators looking to buy his or her first semi-truck, as well as experienced owner operators and small fleet owners.
We have numerous programs for customers with bruised, poor and ugly credit. We offer “no money down” programs for good credit buyers in our A Program, and 25% down payment programs for truck buyers with poor credit in our C & D credit Programs.
- APPLY NOW
- DELIVER DOWN PAYMENT
- SIGN FINANCE AGREEMENT
- GET INSURANCE
- DRIVE! “We can put you on the road in as fast as 48 hours”
All our in-house loans have “no prepayment penalty” so you can pay off the loan balance at any time without any fees or interest.
A Credit “700+ credit scores”
– 0 down to 10% down payment
– Rates as low at 6.9% interest
B Credit “650- 700 credit scores”
– 10-15% down payment
– Rates as low as 9% interest
C credit “600-650 credit scores”
– 15-25% down payment (could be less if customer has additional collateral, cosigner, or time in business)
– Rates as low as 13% interest
D Credit “599 or below credit score
-25% down (could be less if customer has additional collateral, cosigner, or time in business)
– Interest rates vary